Hi Peter,
Can you illustrate why there's a requirement to maintain 2 'competing' XMl formats for a house-bank account for domestic or EU-transfers. Both payment medium formats differer in their respective XML versions.
ISO20022 Payment Format: iso:20022:tech:xsd:pain.001.001.03
SEPA Credit Transfer: iso:20022:tech:xsd:pain.001.002.03
Which format is expected also depends on localization-specific requirements. According to our information for Germany for example, the standard is "iso:20022:tech:xsd:pain.001.002.03".
Would it be an option to opt for a single SEPA format here - which would facilitate an unambiguous payment-format selection?
Best regards,
Frank